2% Money Again, $75 Bonus

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TD Financial institution simply launched a brand new cash-back card, the TD Double Up℠ Credit score Card, that provides probably the greatest flat-rate cash-back applications round. Cardholders earn as much as 2% money again: 1% money again on purchases and a further 1% money again when rewards are redeemed into an eligible TD Financial institution deposit account, like a checking, financial savings or cash market account.

For anybody bored with holding observe of rotating bonus classes, activation durations, caps or limits, this card is an easy-to-use possibility.

If the cardboard perks appear acquainted, that’s as a result of it’s a direct competitor of the Citi® Double Money Card, which additionally provides as much as 2% money again: 1% on all eligible purchases and a further 1% after you pay your bank card invoice.

Each playing cards haven’t any annual price, however the TD Double Up card has fairly just a few noteworthy perks that add to the the explanation why you might need to have it in your pockets.

Right here’s what you might want to know in regards to the new TD Double Up Credit score Card.

TD Double Up℠ Credit score Card

Details about the TD Double Up℠ Credit score Card has been collected independently by CNBC and has not been reviewed or offered by the issuer of the cardboard previous to publication.

  • Rewards

    2% money again: 1% money again on purchases and a further 1% money again when rewards are redeemed into an eligible TD deposit account

  • Welcome bonus

    Earn $75 money again within the type of a press release credit score once you spend $500 inside the first 90 days after account opening

  • Annual price

  • Intro APR

    0% for the primary 15 billing cycles on stability transfers; N/A for purchases

  • Common APR

    14.99% to 24.99% variable on purchases and stability transfers

  • Steadiness switch price

    Both $5 or 3% of the quantity of every switch, whichever is bigger

  • Overseas transaction price

  • Credit score wanted

TD Double Up Credit score Card advantages

The TD Double Up bank card provides a easy cash-back program. Cardholders can earn as much as 2% money again on all eligible purchases.

Moreover, there’s an honest welcome bonus value $75 money again within the type of a press release credit score once you spend $500 inside the first 90 days after account opening.

With the TD Double Up card, you earn factors with each buy, however the worth continues to be one-to-one, whether or not you select to redeem for money again, journey or present playing cards. Meaning 20,000 factors are value $200 as a press release credit score, journey or present card redemption. Different redemption choices, like merchandise, could also be value kind of.

Past rewards, there’s extra to love in regards to the TD Double Up card. Steadiness transfers are laborious to come back by proper now, which is why the TD Double Up card’s intro interval stands out. New cardholders can profit from an intro 0% APR on stability transfers for the primary 15 billing cycles after account opening. After that, a 14.99%, 19.99% or 24.99% variable APR applies.

When you’ve got lingering bank card debt, this card will help you pay it off faster and cheaper. There’s a 3% stability switch price ($5 minimal), however it may be offset by the amount of cash you save on curiosity.

Backside line

The TD Double Up bank card is a powerful newcomer that permits you to maximize money again with little effort. The cash-back price is without doubt one of the highest round, and also you simply must redeem it into an eligible TD Financial institution deposit account to earn the complete 2%.

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Editorial Observe: Opinions, analyses, evaluations or suggestions expressed on this article are these of the CNBC Choose editorial workers’s alone, and haven’t been reviewed, permitted or in any other case endorsed by any third occasion.

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