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- Use coupons and promo codes when making purchases.
- Compare prices at different stores and online marketplaces.
- Take advantage of sales and clearance deals.
- Purchase items in bulk to save on unit costs.
- Use cashback apps and websites.
- Use a rewards credit card for purchases and pay it off in full to avoid interest.
- Rent or borrow items instead of buying them.
- Shop at discount stores and thrift shops.
- Make a list and stick to it to avoid impulse buying.
- Plan ahead and buy items in advance to avoid paying full price.
- Use public transportation or carpool to save on gas and car maintenance costs.
- Cook at home instead of eating out.
- Shop at farmer’s markets and buy locally-sourced produce to save on food costs.
- Cut back on subscription services and memberships you don’t use.
- Use energy-efficient appliances and light bulbs to save on utility bills.
- Bundle insurance policies to get a discount.
- Refinance your mortgage to get a lower interest rate.
- Use a budgeting app or spreadsheet to track your spending.
- Take advantage of free entertainment options such as parks and libraries.
- Cut back on smoking, drinking and other vices.
- Plan and book vacation travel in advance to get better deals.
- Negotiate bills and rates with service providers.
- Get a roommate to split housing costs.
- Sell or donate items you no longer need.
- Don’t pay for extended warranties.
- Use a reusable water bottle to save on bottled water.
- Invest in quality, timeless clothing and accessories instead of trendy, cheap items.
- Use a programmable thermostat to control heating and cooling costs.
- Look for free or low-cost alternatives for things you need.
- Save for future expenses by automating savings.
